NAJIB, Muhammad Thoha Ainun; NISAK, Khoirun; SETYOWATI, Endah. Financial inclusion through gold pawn services in Indonesia: A comparative analysis of conventional and Islamic systems . Economic Military and Geographically Business Review, [S. l.], v. 4, n. 1, p. 1–18, 2026. DOI: 10.61511/emagrap.v4i1.2026.3345. Disponível em: https://journal-iasssf.com/index.php/EMAGRAP/article/view/3345. Acesso em: 21 jul. 2026.